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House Hunt


Craig Morrison


Craig has the client at the heart of everything he does and is a consummate professional. His friendly and straightforward approach puts clients at ease whilst being able to assist with all aspects of the buying or refinancing process. A combination of adapting to each client’s personal circumstances and his resourcefulness enables him recommend the right tailored solution to achieve his clients goals. 

Craig has over 10 years mortgage experience starting in retail banking then joining a small brokerage. During his 8+ years with the brokerage, whilst always providing mortgage and protection advice, he progressed to Sales Director and helped grow the firm to one of the biggest brokers in Scotland.

The natural next step to provide an enhanced personal client service whilst embracing technological and environmental changes, motivated Craig along with business partner, Ross to create Mortgage Fixed.

Outside of work, Craig spends time with his young family, socialising with friends and enjoys keeping fit and playing sport.

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Ross Hammond


Ross is invested in finding the right solutions for his clients every single time and succeeds in this through careful research, attention to detail and ensuring the mortgage journey is as simple and straightforward as possible.

Ross is a fully qualified Mortgage & Protection Adviser with over 15 years experience in financial services. He started his career working in a number of different roles in retail banking before progressing into the broker market initially as an adviser and latterly as a Senior Sales Manager.


The varied experiences that Ross has enjoyed over his career mean that he is excellently positioned to assist all types of clients with their mortgage and protection needs.

Away from work Ross’s interests include watching and playing football and travelling as often as time allows.

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Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.


Men in a Meeting

Why Mortgage Fixed Stands out

Just ask our clients: 80% of our clients are returning clients who use us time and time again however this is why they do:

  • We have access to over 12,000 mortgage deals so we can find the right mortgage for your circumstances. We also get access to exclusive rates that cannot be found on the high street.

  • Our personalised service adapts to your availability whether evenings or weekends and we can speak to you either on the phone, face to face or video call.

  • We pride ourselves on our professional, friendly service, which continues throughout the lifetime of your mortgage journey.

  • We tailor your financial protection recommendation around your existing cover, benefits, budgetary preferences and your attitude to risk. Everyone’s circumstances are different.

  • We believe in giving back to the community and are proud affiliate partners of Shelter and Ecologi.

We believe in giving back to the community and are proud affiliate partners of charities

First time Buyers with Shelter

Mortgage Fixed has clients right across the UK so it was important to us that we supported a national charity and we know how important a home is to each and every person.

For every First Time Buyer that completes a mortgage with us, we donate in their name to Shelter to help provide toys for children through their Homestarter kits. 

When people donate homeware and furniture to the shops, Shelter use some of it to create Homestarter kits. 

They give these kits to people who have recently experienced homelessness and need to make their new home safe, secure and comfortable. Toys are an important part of any child’s home and Shelter’s Homestarter kit initiative sends toys out to some of the families they help. 

After all, a home is about more than just a roof over your head – it’s a place to make memories.

Green Mortgages with Ecologi

For every Green Mortgage that completes, we plant 20 new trees in their name through Ecologi. 

Why trees?

Well, Forest restoration and reforestation are well-known climate solutions because of trees’ ability to absorb carbon from the atmosphere and store it in their biomass.
This carbon absorption ability is entirely natural, and far exceeds the efficiency of any man made carbon removal tech that currently exists.
As well as carbon sequestration though, planting trees is a wonderful thing to do for a number of other reasons:

  • Trees provide habitat, shade, shelter, and food for local wildlife. Planting trees therefore supports biodiversity and helps to prevent species loss.

  • Trees can provide products that local people can use and sell – like fruits and nuts – without harming the trees themselves.

  • Degraded soil increases the risk of landslides and desertification, and the roots of trees help to stabilise the soil and minimise this risk for local communities.

  • Trees can help to purify air and water sources, providing better health outcomes for local communities.

  • Coastal tree species like mangroves provide excellent natural barriers which protect the shoreline from storms.

  • Trees make us feel better: research suggests they have a positive impact on our mental health.

Keys To The New Place

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our social media channels.

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